Car Accident Laws in Texas

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Written by Auto Accident Team

Last Updated: September 24, 2024

Understanding the laws surrounding car accidents in Texas is crucial for anyone involved in a car incident. The state has specific statutes that address the consequences and legal procedures following an accident. We are here to help you navigate through these challenging times with accurate information and potential avenues for legal assistance.

The Auto Accident Team connects you with experienced legal professionals who can guide you through the legal maze of car accidents in Texas. By understanding your rights and the laws in place, you can better manage the aftermath of an accident and seek any compensation you may be entitled to.

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Basic Rules and Statute of Limitations In Texas

Drivers must have liability insurance to cover injuries and damages they may cause in a crash. According to the Texas Department of Insurance, the minimum coverage required includes $30,000 for each injured person, up to a total of $60,000 per accident, and $25,000 for property damage.

The statute of limitations in Texas for personal injury and property damage claims, including those arising from car accidents, is two years from the date of the accident. This means you must file an auto accident lawsuit within two years or you likely lose your right to sue.

In cases involving government vehicles, different rules apply. Claims against government entities in Texas require you to file a notice of claim within six months of the accident. This notice must detail all damages and injuries as well as the incident itself.

Texas Laws for Determining Fault in Car Accidents

Texas also follows the modified comparative negligence rule. Under this rule, your compensation is reduced by your percentage of fault in the accident. However, if you are found to be more than 50% responsible, you cannot collect any compensation from the other involved parties.

After an accident, insurance companies will investigate the case to build their own version of events. While many individuals may assume the insurance company has their best interests in mind, this is rarely the case.

Typically, insurance companies will attempt to place fault on the victim in an attempt to deny or devalue their claims. Their investigation will include reviewing police reports, speaking to witnesses, and examining any relevant evidence from the accident scene.

Additionally, insurance companies employ extensive legal teams to protect their bottom-lines. This makes it critical to have a seasoned car accident lawyer in your corner to fight for your rights and interests.

At the Auto Accident Team, our network of attorneys have at least five years of experience and are in good standing with the State Bar of Texas. They have the knowledge and skills necessary to defend the total value of your claim.

What Should You Do After a Car Accident?

If you’re involved in a car accident in Texas, the first step is to ensure the safety of all parties involved and call the police if there are any injuries or significant property damage. It’s important to gather as much evidence as possible at the scene, including taking photos and obtaining contact information from witnesses.

While it is important to report the accident to your insurance company, it is essential to first speak with an experienced attorney. Insurance companies may use anything you say as an admission of fault, jeopardizing your car accident claim.

If you must speak to the insurance adjuster without an attorney present, try to limit the conversation to the property damage you have suffered, as discussing your other damages may be risky.

However, be sure to have your car accident lawyer review all documents before signing. Sometimes signing settlements to settle property damage can also settle your entire claim, meaning you would be unable to seek further compensation for your injuries.

Contact the Auto Accident Team For Expert Guidance with Texas Car Accident Laws

At the Auto Accident Team, we understand how overwhelming dealing with a car accident can be. Our mission is to connect you with skilled Texas car accident attorneys who can evaluate your case, guide you through the legal process, and advocate on your behalf.

Our network includes attorneys who focus on Texas car accident laws and are experienced in achieving favorable outcomes for their clients. Working with our team ensures that you receive professional legal consultation, thorough case evaluation, and aggressive representation in negotiations or in court.

Our commitment is to help you understand your rights and achieve the compensation you deserve. For more information or to begin discussing your case, please contact us at (877) 301-0431 .

Our network of legal professionals is ready to help you assess your situation and take the necessary steps toward recovery and compensation.

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